Terms and Conditions for Site Use
Learn more about your responsibilities, permitted actions, and expectations when using this financial literacy website. Please review these terms carefully.
December 30, 2025
Acceptance of Terms
By accessing and using the site, you confirm that you accept these Terms and Conditions. If you do not agree, please do not use the site.
Definitions
Certain words and phrases have specific meanings for these terms.
"User" means any individual accessing this website for information or interaction.
"Content" refers to all text, visuals, blogs, and information provided on the site.
"Personal data" refers to information collected in accordance with the privacy policy.
"Site owner" means the team responsible for site administration.
Permitted Use of Services
The site is for personal, non-commercial use. Financial tips and content are general guidance only.
Eligibility
This website is intended for residents of Malaysia aged 18 years and older.
Under 18s should seek guidance from a parent or guardian.
User Responsibilities
As a user, you must ensure your actions on our site follow all local laws and site rules.
Prohibited Uses
Certain actions are not permitted on this site.
Intellectual Property Rights
All content is owned by the site owner or used with permission. You may not copy, reproduce, or use without written consent.
User-Provided Content
Any content submitted via forms must not infringe others’ rights.
Rights to Submitted Content
You grant the site a limited license to use content you provide for selected purposes.
Privacy and Data Protection
All data is handled under our privacy policy and Malaysian law. No user data is sold. Read our privacy statement for more.
Read Privacy PolicyGeneral Disclaimer
All information and tips are for informational purposes only and may not apply in every situation.
No Guarantee of Results
Financial outcomes are different for each person. Results may vary and no specific results are promised.
Limitation of Liability
Site owner is not liable for any damages from use of this website or reliance on content.
Indemnification
You agree to indemnify the site owner against claims arising from your use of the site.
Dispute Resolution and Governing Law
Malaysia law applies to any disputes or legal issues.
Arbitration
Disputes may be mediated or arbitrated as provided by law.
Arbitrator decisions are final within legal limits.
Online Dispute Resolution
Options for online mediation or government-supported dispute services may be available.
Find Government Dispute ServicesSeverability
If a term is found unenforceable, the remaining terms stay valid.
Whole Agreement
These Terms and the Privacy Policy make up the full agreement for site use.
Jurisdiction and Applicable Law
Malaysian law governs all site use and content.
Termination
Site owner can restrict or terminate user access for rule violations or misuse.
Changes
Terms may change. Updates will be posted on this page.
Contact Information
For questions about these terms, please reach out using the details below.
Support Email: content@yorineerilo.pro
Support Line: +6014-942 9598
Mailing Address: No. 1 & 3, Jalan P. Ramlee, Level 23, Menara Hap Seng 3, Kuala Lumpur 50250 Malaysia
Effective Date: December 30, 2025
Version: 2